Singer / Songwriter / Lyrics / Music = Songs

• Risk Tolerance.mp3
• Risk Tolerance.mp4

Don’t worry. Be happy.
No need to ramble with a gamble.
Set your self free
Of worry… be happy

[Instrumental]

[Verse 1]
I don’t mind risk
As long as I tackle it
Grapple it
And manage to manage

[Bridge]
Hit it with a sledge: Financial hedge
Put ‘er to bed

With the captain’s daughter

[Chorus]
Bulls and bears do jigs
Pigs get slaughtered
In a simple statement,
“Risk Management”
[Break]
Avoid the “feed on greed”

[Instrumental, Guitar Solo, Drum Fills]

[Verse 2]
No need to worry — risk tolerance
Never be sorry, keep it in balance

[Bridge]
Back off the ledge… financial hedge
Put ‘er to bed
With the captain’s daughter

[Chorus]
Bulls and bears do jigs
Pigs get slaughtered
In a simple statement,
“Risk Management”
[Break]
Avoid the “feed on greed”

[Instrumental, Guitar Solo, Drum Fills]

[Verse 3]
No doubt, it all works out
Diversification gratification

[Bridge]
Back off the ledge… financial hedge
Put ‘er to bed
With the captain’s daughter

[Chorus]
Bulls and bears do jigs
Pigs get slaughtered
In a simple statement,
“Risk Management”
[Break]
Avoid the “feed on greed”

[Outro]
Funny…
Bulls and Bears Make Money,
Pigs Get Slaughtered

[End]

AN ECONOMICS & FINANCE LESSON
A heterogeneous portfolio refers to a collection of investments that are diverse in terms of asset classes, industries, geographic regions, and other characteristics. By including a wide variety of assets in a portfolio, investors can benefit from diversification, which helps spread risk and reduce the impact of any single investment’s performance on the overall portfolio. Here’s how a heterogeneous portfolio adds to diversification and aids in risk management:

1. Reduced Risk of Loss: A heterogeneous portfolio typically includes assets with different risk-return profiles. When one asset class or investment performs poorly, other assets may perform well or remain unaffected. This helps reduce the overall risk of loss in the portfolio.
2. Lower Volatility: Volatility, or the degree of fluctuation in investment returns, can be mitigated through diversification. By spreading investments across different assets, investors can smooth out fluctuations in portfolio value, resulting in more stable returns over time.
3. Protection Against Market Downturns: Different types of investments may respond differently to changes in economic conditions or market trends. For example, during a stock market downturn, bonds or alternative investments like real estate or commodities may provide a hedge against losses in equities. A heterogeneous portfolio ensures that investors are not overly exposed to any single market or economic factor, thus providing protection against downturns in specific sectors or asset classes.
4. Enhanced Return Potential: While diversification primarily aims to reduce risk, it can also enhance the potential for returns. By including assets with low or negative correlations to each other, a heterogeneous portfolio can capture gains from different market environments. When some investments perform well, they can offset losses in others, potentially leading to more consistent returns over the long term.
5. Tailored to Investor Preferences: A heterogeneous portfolio can be customized to reflect an investor’s risk tolerance, investment objectives, and time horizon. By diversifying across various asset classes and investment strategies, investors can construct a portfolio that aligns with their specific financial goals and preferences.

A heterogeneous portfolio adds to diversification and aids in risk management by spreading investments across different assets, reducing overall portfolio risk, providing stability in volatile markets, and potentially enhancing long-term returns. By diversifying wisely, investors can build resilient portfolios that are better positioned to weather market uncertainties and achieve their financial objectives.

MegaEpix Enormous

Daniel

• Night-Flight.mp3
• Night-Flight.mp4

[Verse 1]
There’s something about the night
The fading of light
The shading just right
Moves me to flight

[Bridge]
Into the night flight
Make a spark in the dark (spark)
Night flight insight
I see the light (see the light)

[Chorus]
Come along for the ride
A moving dance slide
Turn the music up high (higher)
To the start we’ll fly (fire)
[Break]
Higher!

[Instrumental, Guitar Solo, Drum Fills]

[Verse 2]
There’s something about the night
Holding tight
Might be delight
Moves me to flight

[Bridge]
Into the night flight (night flight)
Make a spark in the dark
Night flight insight (in sight)
I see the light (see the light)

[Chorus]
Come along for the ride
A moving dance slide
Turn the music up high (higher)
To the start we’ll fly (fire)
[Break]
Higher!

[Instrumental, Saxophone Solo, Drum Fills]

[Verse 3]
Diving deep into the night
Identity they can’t see
Totally free to be
Moves me to flight

[Bridge]
Into the night flight (night flight)
Make a spark in the dark
Night flight insight (in sight)
I see the light (see the light)

[Chorus]
Come along for the ride
A moving dance slide
Turn the music up high (higher)
To the start we’ll fly (fire)
[Break]
Higher!

[Outro]
There’s something about the night
… alright (all right)

[End]

A SCIENCE LESSON
The concept of darkness influencing the suppression of inhibitions can be understood through several psychological and physiological factors:

1. Anonymity: In the dark, individuals may feel a sense of anonymity or reduced visibility, which can lead them to feel less self-conscious about their actions. This anonymity can create a feeling of detachment from social norms and expectations, making individuals more likely to engage in behaviors they might otherwise inhibit.
2. Reduced Social Pressure: Darkness can obscure visual cues and facial expressions, making it harder for individuals to perceive social judgments or reactions from others. This reduction in social pressure can lower inhibitions by diminishing concerns about social consequences or judgment from peers.
3. Diminished Self-Awareness: The absence of light can reduce self-awareness by limiting visual feedback about one’s appearance or actions. This diminished self-awareness can lead individuals to focus less on how they are perceived by others and more on immediate desires or impulses, thereby reducing inhibitions.
4. Altered Perception of Risk: Darkness can distort perception of risk, making actions that may seem risky or taboo in the light appear less threatening or consequential. This altered perception of risk can embolden individuals to engage in behaviors they would typically avoid due to fear of consequences.
5. Cultural and Environmental Factors: Cultural norms and environmental cues associated with darkness may also play a role in influencing inhibitions. For example, environments such as nightclubs or parties where low lighting is common may be associated with more permissive social norms and behaviors.

The interplay of anonymity, reduced social pressure, diminished self-awareness, altered perception of risk, and cultural/environmental factors can contribute to the suppression of inhibitions in darkness, leading individuals to engage in behaviors they might otherwise restrain. However, it’s essential to recognize that the effects of darkness on inhibitions can vary widely depending on individual differences, context, and personal experiences.

MegaEpix Enormous

Daniel